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WE CHANGE THE WORLD
ONE STUDENT AT A TIME

About Me

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My husband and I met in college and are both engineers. When we graduated, we didn't know anything about budgeting, investing, and frankly how to make basic day to day financial decisions. Sad to say, we started our lives with no real clue about money.  I was determined that my children would not have the same experience, so I began teaching them weekly financial literacy classes at home; I named the classes Financial Fridays. Week after week, they became genuinely more engaged and eager to learn. I explained concepts in a down to earth and easy to understand manner. We played games, read books, watched videos, and I invited guest speakers.  Organically, my audience grew and I began to teach financial literacy on college campuses and to community organizations. My mission is to empower and uplift youth from diverse backgrounds, with a particular focus on minorities, by providing comprehensive financial literacy training. The program is designed to help bridge the gap in financial education and equip students with the knowledge and tools to build generational wealth. 

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The Story
Behind the Name

Thirteen Charms represents the importance of education and the extraordinary tenacity to achieve despite life's circumstances.  In the 1930's, my grandmother was forced to drop out of highschool to support herself.  She worked to put food on the table while raising seven children.  She was a strong believer in education and always longed to attain a highschool diploma.  In her sixties, after she successfully raised her children, she took the GED thirteeen times before she passed and went on to enroll in a university.  Most people say that the third time is the charm, but for my Grandma Catherine, the thirteenth time was the charm.

FINANCIAL LITERACY TRAINING

INDIVIDUAL
AND GROUP
CONSULTATIONS

Budgeting
Assets Vs Liabilities

Credit Scores
How to Purchase a House
How to Purchase a Car
Taxes
Credit Cards
Student Debt
And More

 

Success Stories

Mrs. Garrett taught me how to budget and manage my money.  She gave me a plan and now I feel confident about my financial future.

John Williams

Contact me to serve as a partner in building our community's financial future

info@thirteencharms.com

1090 Texan Trail Suite 585

Grapevine, TX 76051

469-868-2500

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