WE CHANGE THE WORLD
ONE STUDENT AT A TIME
My husband and I met in college and are both engineers. When we graduated, we didn't know anything about budgeting, investing, and frankly how to make basic day to day financial decisions. Sad to say, we started our lives with no real clue about money. I was determined that my children would not have the same experience, so I began teaching them weekly financial literacy classes at home; I named the classes Financial Fridays. Week after week, they became genuinely more engaged and eager to learn. I explained concepts in a down to earth and easy to understand manner. We played games, read books, watched videos, and I invited guest speakers. Organically, my audience grew and I began to teach financial literacy on college campuses and to community organizations. My mission is to empower and uplift youth from diverse backgrounds, with a particular focus on minorities, by providing comprehensive financial literacy training. The program is designed to help bridge the gap in financial education and equip students with the knowledge and tools to build generational wealth.
Behind the Name
Thirteen Charms represents the importance of education and the extraordinary tenacity to achieve despite life's circumstances. In the 1930's, my grandmother was forced to drop out of highschool to support herself. She worked to put food on the table while raising seven children. She was a strong believer in education and always longed to attain a highschool diploma. In her sixties, after she successfully raised her children, she took the GED thirteeen times before she passed and went on to enroll in a university. Most people say that the third time is the charm, but for my Grandma Catherine, the thirteenth time was the charm.
Mrs. Garrett taught me how to budget and manage my money. She gave me a plan and now I feel confident about my financial future.